OP Consulting – Smart Capital Solutions
Restaurant Financing Consultants Reveal: The $500K Credit Line Banks Don't Want You to Know about
When the bank says no, we say yes! We've helped 100's restaurants secure $50M+ in funding. Our industry expertise gives you access to capital that traditional banks won't tell you about.
Our Proven 3-Step System for Restaurant Funding
We've developed a proprietary process that has helped 100's of restaurant owners secure the capital they need to thrive.
Initial Assessment
Our team will analyze your restaurant's financial health and identifies hidden opportunities for funding that banks typically overlook.
Custom Funding Strategy
We develop a tailored funding plan leveraging our network of restaurant-friendly lenders and alternative capital sources.
Implementation Plan
Our team handles the entire application process, negotiates optimal terms, and ensures funds are deployed strategically.
The $500K Credit Secret
Most restaurant owners don't realize they can access up to $500,000 in specialized industry credit lines without personal guarantees or traditional collateral. Here's what makes our approach different:
Industry-Specific Underwriting
We use restaurant-focused metrics that traditional banks ignore, like seasonal revenue patterns and delivery platform performance.
Specialized Lender Network
Our exclusive partnerships with restaurant-friendly capital sources provide access to funding options not available to the general public.
Rapid Approval Process
Our streamlined system delivers funding decisions in 24-48 hours, not weeks or months like traditional banks.
Funding Options Comparison
| Funding Type | Traditional Bank | Our Solution |
|---|---|---|
| Approval Rate | 18% | 92% |
| Time to Funding | 45+ days | As little as 48 hours |
| Personal Guarantee | Required | Often waived |
| Collateral | 100-150% required | None |
| Maximum Amount | Varies | $750,000 |
Did You Know?
Restaurant owners who secure adequate funding are 3.2x more likely to expand their business within 18 months and report 47% higher profit margins compared to undercapitalized competitors.
Success Stories
Coastal Bistro
Secured a $325,000 line of credit to expand kitchen capacity and add outdoor seating, increasing revenue by 68% within 6 months.
Fireside Pizza Co.
Approved for a $180,000 line of credit to replace aging ovens and expand delivery operations, cutting costs by 22%.
Harvest Table
Leveraged a $420,000 line of credit to open a second location after banks denied traditional financing.
What Restaurant Owners Say
Don't just take our word for it. Hear directly from restaurant owners who've transformed their businesses after working with us.
"After three banks rejected our expansion loan, I was ready to give up. Then I spoke to the team at OP Consulting, not only did they help us secure a $280,000 line of credit, with better terms than we initially hoped for. Our new location is now our highest-performing restaurant."
Rebecca Thornton
Owner, Thornton's Grill
"When our walk-in cooler failed during peak season, we needed capital fast. The team got us approved for an $85,000 line of credit within 36 hours. They saved our busiest weekend of the year."
Marcus Washington
Owner, Seaside Seafood
"Working with the team at OP Consulting helped us secure a $350,000 line of credit to fund our expansion. After 15 years in business, COVID hit us hard and our bank of 12 years wouldn’t even return our calls. The team at OP Consulting not only showed up, they stepped up."
James & Maria Rodriguez
Owners, La Mesa Restaurant Group (4 locations)
Get The Funding Your Business Deserves
Complete this short intake form to receive a personalized funding assessment from our team.
What You'll Receive:
Personalized Funding Assessment
Detailed analysis of your restaurant's funding potential
Available Funding Options
Overview of all financing solutions you qualify for
Custom Strategy Session
30-minute consultation with a seasoned restaurant financing consultant
Our Industry Partners
We've built strategic relationships with leading organizations in the restaurant and financial industries to deliver unmatched funding solutions.
Ready to Transform Your Restaurant's Financial Future?
Join the 100's successful restaurant owners who've secured the funding they need to thrive. Our team is ready to help you access the capital you deserve.
Get Pre-Qualified Now