OP Consulting – Smart Capital Solutions
Business Loans Up To $750,000 — Approved In Hours
Fast approvals, fixed rates, and zero prepayment penalties. Get the capital your business needs with a simple 3-step application process.
Tailored Financing Solutions
We connect you with the perfect lending partner from our network of 50+ financial institutions to meet your specific business needs.
Term Loans
$5K - $750K
- 6-36 month terms
- Rates from 5.9% APR
- No prepayment penalties
Lines of Credit
$10K - $500K
- Revolving credit
- Draw as needed
- Interest-only payments
SBA Loans
$50K - $5M
- Lowest rates available
- 10-25 year terms
- Government-backed
Equipment Financing
Up to 100% financing
- Flexible terms
- Tax benefits
- Fast approval
Need personalized advice?
Our funding specialists are standing by
How Our Loans Help Your Business Grow
Strategic financing solutions designed to fuel your business growth at every stage
Capital Investments
Acquire the latest equipment and technology to stay competitive. Our financing options cover everything from manufacturing machinery to medical diagnostic tools with flexible repayment terms.
- Up to 100% equipment financing
- Tax-deductible interest
- Fast 24-48 hour approvals
Team Expansion
Scale your workforce with confidence. Our payroll financing solutions help you hire top talent without straining your cash flow, with rates starting at just 5.9% APR.
- Cover hiring and training costs
- Seasonal staffing solutions
- Executive recruitment funding
Debt Consolidation
Simplify your finances and reduce costs by consolidating high-interest debt into one manageable payment with fixed terms and predictable monthly payments.
- Lower your overall interest rate
- Single monthly payment
- Improve cash flow immediately
Business Expansion
Fund your growth initiatives with flexible financing options for new locations, inventory purchases, marketing campaigns, and other expansion needs.
- Commercial real estate loans
- Inventory financing
- Franchise development funding
When Banks Say No, We Say Yes
Our streamlined 3-step process gets you funded in as little as 24 hours
Simple Online Application
Complete our 5-minute application with no impact to your credit score. We only ask for essential business information.
- No paperwork required
- Secure encrypted form
- Soft credit check only
Personalized Consultation
Your dedicated loan specialist will review your options and present the best solutions for your business needs.
- 24/7 availability
- No-obligation quote
- Transparent terms
Receive Your Funds
Once approved, funds are deposited directly to your business account - often within the same business day.
- Direct bank transfer
- No hidden fees
- Flexible repayment
What Our Clients Say
"OP Consulting secured our $250K loan after two bank rejections. The entire process took less than 48 hours and the funds arrived exactly when promised. Will definitely use them again!"
Michael T.
Restaurant Owner, Chicago
"As a small manufacturing business, we needed equipment financing quickly. OP Consulting found us a solution with better terms than our local bank could offer. Their service was exceptional."
Sarah L.
Manufacturing CEO, Houston
"The debt consolidation loan they arranged saved us over $1,200/month in payments. Their loan specialist explained every detail clearly and made the process completely stress-free."
David R.
Retail Business Owner, Miami
Ready to Grow Your Business?
Join thousands of businesses who have accelerated their growth with our financing solutions